Maryland Attorney For Underinsured/Uninsured Motorist Claims
Maryland law requires drivers to have auto insurance. Still, you could find yourself in an accident with a driver who has either failed to purchase auto insurance or who doesn’t have enough insurance to cover the costs of your injuries and property damage.
If this is your situation, you need a dedicated legal advocate on your side to ensure that you get the full compensation to which you are entitled. The rules regarding underinsured/uninsured motorist coverage are complex, and insurance companies frequently try to take advantage of injury victims. A personal injury lawyer at Kenneth G. Macleay Law Firm can help you fight back.
Let us handle the insurance company for you and help you maximize your compensation — all while you focus on healing from your injuries.
For a free consultation with an experienced car accident attorney, call Kenneth G. Macleay Law Firm in Upper Marlboro at 240-545-5557 or contact us online. We represent accident victims throughout Southern Maryland.
Understanding Uninsured/Underinsured Motorist Coverage
Maryland state law requires drivers to have at least a minimum amount of uninsured motorist coverage — often called UM coverage. If the driver who hit you is uninsured or underinsured — and if you have UM coverage — your own insurance company is supposed to step in and pay you for property damage, medical expenses, lost wages, pain and suffering, and other costs resulting from the crash.
However, the minimum amount of UM coverage required by law is $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $15,000 per person for property damage. Those amounts are likely nowhere near what you actually need if you suffered serious injuries in an accident — especially if multiple people in your vehicle were injured in the crash.
Many people purchase additional UM coverage above the minimum requirement, but most people do not. Whatever your situation may be, we can help. Our firm has a long record of success in helping car accident victims maximize their compensation under various insurance policies. We know where to look to find the available coverage, and we will not hesitate to fight the insurance company in court if that is the best way to maximize your financial and medical recovery.
Our firm is led by attorney Kenneth G. Macleay, an accomplished trial lawyer who has been involved in more than 30,000 litigation claims. Mr. Macleay handled an appeal with exactly these issues at Maryland’s highest court. Farley v. Allstate dealt with complex issues of admissibility and contract language. Put this experience on your side today.
Get A Free Consultation
Uninsured/underinsured motorist coverage is confusing for most people, even after they read through their own insurance policies. Let us review your policy, answer your questions and explain your options for getting the compensation you need. We have extensive experience in these matters, and we can help.
To arrange a free consultation, call us in Upper Marlboro at 240-545-5557 or fill out our online contact form. We advise and represent clients in Prince George’s County, Anne Arundel County, Baltimore and all of Southern Maryland.