As a school teacher in Maryland, you are covered by workers' compensation as soon as you begin working. This means that you have the right to make a workers' compensation claim if you require medical treatment for an injury acquired at work.
However, in order to make a successful claim, you must take appropriate action within a given time frame. You may also need to provide evidence to show that your injury was, in fact, caused while you were partaking in work-related activities.
What do I need to do in order to file a workers' compensation claim?
If you become physically injured at work, you should report the injury to your supervisor as soon as you possibly can. They will be able to provide you with the necessary forms to make a claim.
In most situations, you will need to file the workers' compensation claim within 60 days of the injury occurring. It certain circumstances, such as potentially a situation in which you have developed a work-related mental illness over a significant period of time, or if you have acquired an occupational illness, you will have up to two years to make a claim.
Are all types of injuries covered by workers' compensation?
Unfortunately, not all work-related injuries are covered by workers' compensation in Maryland. In order to make a successful claim, you need to be able to show that the personal injury occurred "out of and in the course of employment." Simply being injured while at work might not mean that you will be eligible for a workers' compensation claim.
What types of damages will I be entitled to?
If you are successful in your workers' compensation, you will be able to get full compensation for any necessary medical treatment that you received in relation to your injury. Additionally, you may be able to recoup a portion of the wages that you lost as a result of needing to take time off work.
It is important that you understand the relatively strict laws that apply to workers' compensation in Maryland, so that you can understand whether making a claim is a viable option for you.