When injured on the job, Maryland residents expect their workers' comp benefits to be there for them to help them pick up the pieces. Unfortunately, some may find their workers' compensation claims being denied. This leaves them scrambling to figure out how they will recover both physically and economically.
When a workers' comp claim is denied, it is easy to lose faith in the system. This coverage is supposed to be there to protect workers. Many feel it does not really do that.
At the end of the day, workers' compensation providers are looking out for their own bottom line. If they see a reason to deny a claim or only offer partial coverage, they will. Right or wrong, it is how it is. If that happens, one has the right to appeal.
In order to appeal a denied claim, one must file the appropriate paperwork within 30 days of receiving the denial letter. The importance of meeting that deadline cannot be understated. Failing to file an appeal in the appropriate timeframe will result in yet another denial.
When appealing a workers' comp decision, one must be prepared to attend a hearing. An administrative law judge typically hears these cases. The judge will want to see any documentation one has regarding the injury, how it happened and will want information as to why one feels it should be covered.
A denied workers' compensation claim is not the end of the world. It just means one will have to work harder to seek coverage. Thankfully, this is not something Maryland residents have to do alone. An experienced workers' comp attorney can help one file for benefits and with the appeals process if one's claim is initially denied.